There is nothing more certain to change than the weather and rules affecting the mortgage industry; neither one of which we have any control of! The final TILA Escrow Rule, which takes effect for applications received on or...
Not long ago I met with a First Time Homebuyer and her Mom. While the daughter was very receptive to all the "education" I was sharing with regard to the home buying process, Mom was just shocked to hear that there really...
Just a reminder: Your Mortgage Insurance (MI) may be tax-deductible! First a disclaimer: I cannot give tax advice. You should consult with your CPA or tax adviser to determine if you're eligible to take this deduction....
Many homeowners are trying to take advantage of the Home Affordable Refinance Program (HARP). And some are finding that it's not easy. The basic eligibility is simple enough: oYour current mortgage must be owned or...
100% Financing is Still Available in Select Areas: In the past few months we have written a lot about FHA loans and the benefits of this "in vogue" mortgage product. We have also talked about the tightening of the industry,...
It is, without a doubt, one of the most confusing things I have to explain. What, you ask? It's Title Insurance! What is it? Why is it required? How come I have to pay for it? How much does it cost? These are a few of...
"There is nothing more unequal than the equal treatment of unequal people." - Thomas Jefferson Undoubtedly, this founding father was not referring to refinancing of mortgages. But, I thought of this quote to drive home my...