Student Loan Debt
Is my student loan debt counted against me as DTI if I am still under deferral program?
ARM Loan
With rates fluctuating so frequently, is the ARM loan something that borrowers should reconsider these days? I know that fixed rates are most popular, but the market is so volatile i feel that locking m...
Co Signer Question
My Co-Signer is not American and lives in North Korea, my uncle. Do Co-signers have to be in the same country as the primary borrower?
Should I Buy now - FEDs raised rates today!
I just read that Feds raised rates today - is now a good time to buy?
Hard Time Qualifying
I am having a hard time pre-qualifying alone for more than $133k. I make over $175k/yr, DTI is 65% and I have excellent credit 720. I have never needed a co-signer. I have never been late on a payment o...
VET Benefits
My father is ill / in a coma and i have been trying to get some info about his house that is on a VA loan. If he passes away, is the loan transferable to non VET? I am in the will and this is not explai...
Waiting Time to Refi
Is there a waiting period after purchasing to refinance?
Home sales in San Francisco dropping like flies.
I moved to SF bay area 10 years ago, after the market recession and came up on a fixer-upper, Victorian home for under $500k. My home is now valued at $1.3 million. Unfortunate, the SF home sales have d...
Loan Not reporting on Equfax
I travel for work, (in Ukraine 8-10 months of the year) and I have family handle my financial affairs. I am on another time zone so it becomes difficult to manage and keep up with financial affairs myse...
Home Owners Insurance
I would like to opt out of including my homeowners insurance in the loan. Is that possible? My goal is to pay cash for my home owners insurance so that my monthly payments are lower.
Refinance Question
I would like to refinance to lower my mortgage payments, but the current market fixed 30 year rate at 4.71% is high than the rate for my loan (balance $138,588 and 3.78%). I would like to know if now is...
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