Refinancing renovation loan into the mortgage loan?
Bought a house with a loan 450k/30yr/5%, but also took 30k/10year/6.84% extra loan for unexpected repair needed. Because I don't yet have equity in the house except the down payment, I cannot refinance ...
Legal rights for failure to fund
I signed the closing papers on a refi and did not cancel because I wanted to complete the refi which included funds for more expensive home renovations. The lender has not funded the loan or canceled t...
Stated Income
I am a first time buyer, 29. I have only ever had jobs that pay the majority of my income in cash tips (bar tending and bouncer). I have been good about making regular deposits (5 years work history)....
30-day Late - Can I refinance?
I am looking to refinance and pull out some cash. I just discovered that I have 2, 30-day late payments from June 2015 and November 2015. At that time, my husband was paying the mortgage and he was miss...
Rates for Vacation prop Vs. Primary Res
I would like to know if mortgage rates better for vacation property vs a primary residence in San Diego. Loan amount is $425k I have excellent credit 725, income is $86k/annually. I would like to get a...
Suspicious Loan Modification
An FHA loan modification was granted to one of the tenants in common in my home. There are 3 co-owner’s. This was done without my knowledge (I am the other 2nd co-owner). The other tenant in common di...
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