Where to refi in Texas?

I have a 10.5 interest rate, I have never been late on my mortgage payments, but my credit score is not good, and would like to add my wife on the loan, her credit is not good either. But would like to ...

refi homes in 2 different states ? re: lower dti ratio

We want to refi on 2 homes one (second home) is in Delaware 19701. The primary residence is in New Jersey 08062. good credit score. should we find one company/bank to do both or do them separately. m...

Is employment a requirement for the HARP 2.0 program in Oregon?

Is employment a requirement for the HARP 2.0 program in Oregon?

I'd debt to income (DTI) a requirement in the new HARP 2.0?

I'd debt to income (DTI) a requirement in the new HARP 2.0?

I'd debt to income (DTI) a requirement in the new HARP 2.0?

are there any lenders refinancing investment properties with 80%LTV in T...

Current mortgage are not owned by Fannie or Freddie

Cash out home loan 125% value

I am looking for a company/bank that will loan 125% of the appraised value of the home. Do you know of a company who does this?

Are there lenders outside of your current lender willing to refi under-w...

I applied yesterday under the HARP2 program for a refi to reduce my interest rate with my lender GMAC.I've read so many articles online that say that the HARP2 programs allow underwater borrowers to ref...

Will closing cost be cheaper under HARP 2.0?

Hello Folks,I'm being told by capital one that they are not ready for harp 2.0 because it is not an "automated" process like harp 1.0 yet. Does it make sense? basically they are saying harp 2.0 is a man...

Anyone find a lender that will aprove a low FICO score under HARP 2.0?

Anyone find a lender that will aprove a low FICO score under HARP 2.0? My spouse has an average score of 615.....mine is 820. Our LTV is 130%. Any recomendations would be appreciated.

Am a getting a good deal on my new Harp 2.0 refi on my investment proper...

I am doing a Harp 2.0 refi on my investment property condo. The term is 10 years and the rate is 4% with about $1000 in closing costs. Not too bad of a deal right? My LTV is about 100%.

Loan officers mistake I'm paying for

I would like to know if there is anything i can do. I bought a house a year ago. In January I got a letter from my loan company saying I was over 1800 short. I called to find out why and they said my l...

Who is the most fleixble HARP2 lender? We have a special case.

We have a unique case , we need someone to work with us to qualify for HARP2. Can you recommend a flecible bank?

Can private lenders legally decline a re-fi loan even as we meet all oth...

I have attempted to re-fi in early March with both Wells Fargo and Quicken loans as we meet all requirements. Both turned us down for now, saying we do not qualify due to fact we pay PMI. Both said they...

If the rules of changed in the Harp 2.0 program why am I still ineligible?

I've called in to BOA in order to refi with the Harp 2.0 program but they say I'm still ineligible due to a "lender restriction", most likely the BPMI that I have on my account. Freddie Mac owns the loa...