Refinance my home at 5.75%
Refinancing a house currently, have a rate of 5.75% with 27 years left on the mortgage. LTV of around 86%. Home is currently worth 255k. Credit has been stable (between 780 and 790) since three years ag...
No credit history, can I get a mortgage?
If I've never had a credit card, or any debt, could I still get a mortgage? Or would I need a cosigner on the loan?
Need help on investment/new home question
I'm in the process of moving into a new home valued around 195k. My savings and investments are currently 35k and 25k respectively. My investments I'm averaging a gain of 5-7% over the last couple of ye...
Lubbock, TX - Nov 30th 2011
6 answers
- Latest answer by
Michelle Curtis Loan Originator NMLS 401173
Nov 30th 2011
New home, sold old one
I'm purchasing another home, just sold my first home and was able to get out with some cash (40k). The new home I'm looking at is 240,000 and my wife and I's credit scores are 725 and 740. So I'm hoping...
Can I only lend with a hard money loan?
I currently have very bad credit (620) and I am looking to finance a condo worth around 135k. I have enough for a 20% down payment, but I believe my credit is not enough to get a mortgage. Is hard money...
Reverse mortgage information
I have a home with 50k left on the mortgage, value is now 310k. I wish to get a reverse mortgage to help retire and enjoy the rest of my wife and I's lives. Does a mortgage need to be completely paid of...
VA loan for army reserves
I'm currently in the Army Reserves and I was wondering if I qualified for a veteran's loan. I've been serving for the past three years and am looking to move into my own place. Anyone know if I have to ...
Getting equity out of a house
I currently came into possession of a home through an inheritance of my father, and I am looking to get the equity out of the house. I have some expenses, totaling around $8000 dollars that I have been ...
Will refinancing with another person on the mortgage make it a better loan?
I recently got married, my wife has moved in and I was curious if she was a signer on a refinance, with her good credit and income, it would help lower my rate. My credit I believe has moved from a 745 ...
Underwater on mortgage
I'm currently above water, barely, home value 230k, loan is 222k right now. I fear I could go underwater very quickly, due to lowering housing values. So my question is, the payments are okay, nothing t...
First time home buyer in Topeka
Now I make 50k a year, my wife is on disability (fixed income of 1200 a month), and we're looking to finance a home. We found a great home for around 145k, and our credit is not that great (745 and 680)...
Mortgage with 3 different employeed residents.
I have my family (wife, son and myself) who are in the process of moving out of a rental and into a home. We found a nice piece of property worth 350k, and we can put a down payment of 10-12% on the pro...
Refinance
I currently have a home with 19 years left on a 30 year FRM at 6.25%. I have paid off 100k of the original 325k, and currently have a credit score of 765. What are some comparable rates I could expect f...
How do I not pay PMI?
I know there is the VA, but what other programs offer a no PMI mortgage plan without the lender picking up the tab and tacking it onto my rate? I'm willing to put 25% down on a loan, and have collateral...
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