Underwater Refinance, Want Lower Rates and Payments
I purchased my home in 2006 for $254,500 at a 7.5% rate with credit in the mid-600's. House appraised for $230,00 about three months ago. I have no money to make up the difference, but is there a way to...
Refinancing my loan, is it worth it?
My current loan is $340,000 and I can refinance it down to $335,000. So far only $5k has gone towards my principal. The APR on the loan was 4.375% and I was paying $1,700 a month. Can I refinance to low...
Does disability count as income for a mortgage?
Can I use evidence of ongoing disability to increase my income to debt ratio for refinancing a home loan?
California Jumbo Refinance
We have owned our house for the past four years and it's current value is $1.5. We have $1.3 left in the loan balance, so an LTV of 85-90%. We are currently paying an interest only loan and would like t...
Refinancing a second home under HARP
Can I refinance a second home under HARP which used to be my primary residence when I first bought it? The LTV is more than 125%
100% cash out finance (not refinance)
if i buy a home with cash, can i then take out a va loan and get 100% of the appraised value in cash?
Refinance with cash out on a condo
I bought a condo back in July, 30 years at 5%, I'm looking to refinance for 20 or 15 years and take 5% cash out. Do I have to wait 6 months, and my credit is 805.
Underwater Loan, Freddie Mac, what can we do?
We have a Freddie Mac mortgage and we're currenlty underwater almost 100,000, the home is valued at 375,000. Can we refinance through a HARP or what can we do?
I have an ARM that keeps resetting
Currently I have 534,00 still left on my home loan, but I know I am underwater. I have been paying this for five year and have never been late on a payment. Because of my income to debt ratio, my credit...
Can I only refinance my first mortgage and not my second mortgage?
I was curious is it possible if I have two separate mortgages with two different companies would it be possible to refinance one without affecting the other?
How do we refinance, no one will take us!
We have excellent credit (820). My husband and I have been working for 10-15 years, with a combined take home of $110,000. Currently we have a first mortgage with $350,000 left and a second with $140,00...
Bare necessary information needed for refinance
Are there any mortgage refinancing options based only on one year of tax returns? If not, what is the bare minimum necessary for a refinance on a mortgage, I wish to avoid showing some bad credit and ot...
Here is my questionwill a mobile home qualify?
will a mobile home qualify?
FHA Mortgage Streamline
After no success at trying to sell my home, I decided to rent it, but I wanted to combine my 1st and 2nd mortgages ($1600 tax and ins) in an effort to lower my payments, which would allow me to rent a...
Refinance my ARM now or later?
Right now I'm in a 5 ARM at my Atlanta house at 6.25% when I was living there, renting it currently. The ARM expires April of 2013. Should I refinance now or wait until the expiration. The balance curre...
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