What is the minmum score for a good refinance rate?

What is considered Good credit and what is considered excellent credit? I have 637 FICO.

Refinancing invesment properties?

My relative has a few investment properties they own out right. They wanted to do cash-out refinance to invest in more properties but the bank told them they can't refinance investment properties at thi...

Are there any options out there that require less down?

As the market is falling all around us, and we have to lower the price of our home to try to sell it, that means that the cash that we get to put towards a new home is going to be less. What options are...

do you charge the borrower fees for services? I assume you are paid from...

Does you co.or do your lenders require that the borrower participate in classes or training ? How about removing neg. items from creditreports ?Any fees that are attributable to the borrower ? Any u...

i have a loan with countrywide/BofA that is 1.4million, but the home is ...

i have a loan with countrywide/BofA that is 1.4million, but the home is now worth $850K. What are my refinance options. I am currently paying on an interest only 6.75% note.

can you deny a home equity loan without a loan application or credit rep...

A home that is free and clear used as collateral. The asking amount is 1/3 the value of the home. Can you deny this loan without a loan application or credit report?

Qualifying for mortgage after maternity leave

Our situation: husband employed for over a year at Fortune 500, stable work history over 3 years but we cannot get a mortgage (need about $500k) on his job alone. I had stable work history for over 4 y...

Get me qualified to buy 4 plex

I was thinking of buying a 4-plex living in one unit and renting the others.my personal income alone isn't going to be high enough to qualify for the entire mortgage without considering the rental incom...

Mortgage with short employment history

I'm a first time home buyer with excellent credit, 20%+ down and good income but I've only been employed for a few months and I've had little/no income for the last ~two years due to being a full time s...

Can I do an FHA Streamline on an existing FHA Streamline Mortgage?

Has anything changed recently with FHA Streamline requirements where I can use the Streamline process again on my existing FHA loan? My existing mortgage was refinanced over 2.5 years ago through the F...

Is there a reduction in the waiting period for purchase loans after fore...

We lost an investment home to foreclosure due to a legal mess with the people who sold it to us. That was just over a year ago. Our credit score is still in the high 600s, because it was excellent (mi...

REVERSE MORTGAGE

I owe $525,000 on my mortgage, however our house is appraised at $700,000 or more. Would I qualify for a $60,000 reversed mortgage?

What is a non-conforming jumbo loan?

I've read a few articles looking for the answer to what a non-conforming jumbo loan, but find the information really confusing. How does the refinancing of a large loan differ from a a "regular" loan?

Refinancing a USDA Mortgage

My husband and I are considering refinancing our mortgage to take advantage of the low rates. We currently have a USDA Mortgage. When we originally took the loan we barely fell within the income require...

How hard will it be ,with a forclorsure two years ago to get a loan ,if ...