What might delay approval of my loan?
I want to place a bid on a new place, but would don't want to get delayed in escrow due to any unforeseeable loan hang ups. What typically delays the approval of a loan?
Can I sell my house to my wife for $1 and refinance?
I am 57 years old, and recently married. Both my wife and I own homes. In the next few months, she is going to sell her home. I currently have a 30-year mortgage at 5.75 percent. My credit rating is ave...
Can I sell my house to my wife for $1 and refinance?
I am 57 years old, and recently married. Both my wife and I own homes. In the next few months, she is going to sell her home. I currently have a 30-year mortgage at 5.75 percent. My credit rating is ave...
Does a second mortgage affect my abilty to refinance?
I have bought a home at $415,000 and now the value of the home is $365,000. I owe $350,000 now and would like a lower rate. What are my options? My first loan is $300,000 and the second one is $50,000.
Should I use my 401k to pay off the mortgage?
I have two mortgages. My equity on the home has suffered quite a bit of loss in the last couple of years. I have paid down a significant amount of my original loan, but the house is still worth less th...
How much money will I have to pay upfront to buy a home?
Want to buy, but need to know how much money that I really need to have to get through the process. No one seems to know that answer.
Will lenders deal with an underwater borrower
I'm looking to do a HARP refi. I have heard that because it's a Fannie Mae loan, I don't necessarily have to go with my existing lender. How and where do I go to shop rates? Are lenders generally reluct...
2 percent rule when refinancing
I've always heard about the 2% rule when refinancing, is it important?
Can I buy a home if I do not have money for a down payment?
If I can't buy without any money down. How much do I have to come up with at minimum?
How can my roomate and I buy together?
My roommate and I have been living together for the past 6 years. We both have good jobs in the area that we live in. We want to buy a condo across the street from our place together. But we have tons o...
Rising foreclosure rates affecting my equity?
I have managed to keep my house in the positive. There is about 20k that I can play with if I were to refinance. I don't really need to, but I'm afraid that if I don't do it now, that I might lose the o...
Loan qualification before filing taxes on foreign earned income?
My husband and I are U.S. citizens, living in Singapore, earning an income in Singapore Dollars. We want to purchase a rental property in the U.S., have large down payment and excellent credit history. ...
Will shopping for a loan hurt my credit?
Found the condo that I want, but not sure about the loan. I know that it's best to shop around, but I don't want my credit score to be negatively impacted. What's the deal?
Does it cost to take equity out of my home?
When we decide to refinance, we want to take some equity out to add a deck and maybe a new kitchen (fingers crossed). Probably not going to do it if it ends up costing me tons of money. What should we e...
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