Need help regarding mortgages for condos
I have a question concerning mortgages on condominiums. My property is listed as a “condo” and I own half of the property while the other half belongs to my neighbor. We have a condominium associati...
Is my loan officer correct regarding mortgage insurance payment duration?
Me and my husband are purchasing a home with an FHA loan and we’re putting 20% down. My loan officer told us that we still need to pay mortgage insurance for at least 5 years. Is my loan officer right?
Will a rental house affect our new loan application?
Hello, so my family and I are already halfway through our 30 year loan on our house. We’re currently house-hunting but we still haven’t found the right house for us yet. We plan to put our current h...
Closing date is in a few days but an issue with the title arose, how lon...
It’s my first time buying a house and I’m supposed to close it on Thursday. My lawyer called me last Wednesday, and she told me that there is an issue with the title. It’s probably because there a...
I'm an immigrant planning to sell my current home and move, what are my ...
I’m an immigrant to the USA and I don’t know much about the mortgage system here so I decided to ask for some input here. I have a 30 year FHA loan with BoFa. If I sell my home and move somewhere el...
Waiting for a statement from my lender after paying mortgage interest
Hi, I think I already know the answer to my question but I still want to hear the opinion of others. Me and my husband are filing our taxes and they’re a little more complex than normal. We filed our ...
How much can I get with a salary of $65k a year?
I’m interested in buying a home in Cali. I have great credit with a car payment every month but not much down payment saved, I can do 5% for a $250k home. How much can I get with a salary of $65k a ye...
Applying for an FHA loan but wife has poor credit
My wife and I have a joint bank account. We’re currently applying for an FHA mortgage, but I’m the only one who will be on the mortgage app because my wife’s credit is poor, and I’ll be working...
Planning to buy a house but I can't afford a down payment
I have plans on purchasing a house but the issue is, I don’t have money for the down payment. I’m fully aware that getting a loan is still possible, but the monthly payment will be higher. Is it a w...
Any suggestions on what to do with my rental when my tenant leaves? Plan...
I currently have a duplex in North New Jersey. The tenant is about to move out within the year and I’ve considered selling the property and buying a house in a more affluent town in Northern New Jerse...
Not enough down payment for a new home until current house is sold
Hi, my family plans on moving from Phoenix to Orange County. They’re in their mid-thirties and they have a high paying job. They have a house with $360-410k equity. My family has several pets which me...
RV unit or condo? Which is a better option?
I recently got an amazing job that isn’t stressful in a high cost of living small town in wine country. Rents are overpriced. Folks are getting $1k to rent rooms out of their own houses. My husband is...
We are done with renting and want to buy our new home
We decided to rent so we can work on our credit and buy a house of our own. The problem is, our landlord is losing his house and will move back into the house we’re renting and we have a month to move...
What type of loan should II I get for a 4plex?
I am buying a 4plex with 3 residential units and a store front. Should I apply for a residential loan or commercial loan since one unit is commercial? This is my first time to invest and I want to get t...
What questions do I ask a lender?
I am a first time home buyer and I want to know what questions I should ask a lender. I’m investing in Maryland and I was wondering if there are first time home buyer programs that I can apply for. Ar...
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